Artículos

When you qualify for Medicare, you can choose to get your benefits through Original Medicare or through a Medicare Advantage plan, but how do you know which program is right for you? If you’re considering your options, ask yourself the following questions.  Do you prefer to have a limit to your annual medical expenses?  When you have Original Medicare, you’ll be responsible for sharing the costs of your care. Depending on the services you need and how frequently you need care, your costs can add…

If you’re hoping to make a change to your Medicare coverage, you may have to wait until Medicare’s Open Enrollment Period (OEP) for the opportunity to switch plans. Open Enrollment occurs every year, from October 15 through December 7. During this time, Medicare recipients can search through Medicare options, compare plans and enroll. New coverage will begin on January 1.  What exactly can you do during Open Enrollment? Switch from one MA plan to another During OEP, Medicare recipients who are already enrolled in a…

Depending on what medications you’ve needed, you may already know that certain prescription drugs can be quite expensive. But, even if the medications you use are generic, if you have a chronic condition or need the medications for a long period, the costs can add up over time. Even though Medicare Part A and Part B don’t include prescription drug coverage, you may have the chance to lower your prescription drug costs through Part D. What is Medicare Part D? Medicare Part D is prescription…

Every year, Medicare recipients have an opportunity to make changes to their healthcare coverage. From October 15 through December 7, you can drop, switch, or enroll in Medicare plans. Medicare’s Open Enrollment Period (OEP) may be your chance you to lower your out-of-pocket costs or expand your benefits.  If you experience changes in your health or budget, or just want to explore the Medicare options in your area, OEP is the time to do just that. But, before you make a decision, go over the…

Reaching the age when you’re eligible for Medicare health care insurance is a big deal. For millions of Americans, enrollment in this federal program comes at a time when they are experiencing both economic and health care changes.  At age 65, you may no longer be eligible for group health insurance through an employer, your retirement benefits may provide less money than your salary or wages did, and you may be more concerned about medical issues as your approach your senior years. This means that…