Artículos

Today in the United States, the average age of retirement is 63 years old. However, this number continues to rise over as more people hold off their retirement until their late 60s and beyond.  Many of those who decide to stay at work longer usually remain enrolled in their employer’s group health insurance plan. Even though you may be eligible for Medicare when you turn 65, you may consider delaying some parts of enrollment. If you have comparative health insurance coverage through a group, you…

Counseling is a mental and behavioral healthcare treatment solution that millions of seniors find beneficial. Seniors and retirees may discover that they need counseling. Reasons include a wide range of mental health concerns including depression, anxiety or substance abuse. Counseling sessions generally take place in an outpatient setting.  Seniors are able to visit a clinic to work in individual and group counseling sessions to discuss concerns and solutions to mental health matters. Does Medicare cover counseling? Medicare benefits for counseling are available to seniors and retirees…

As of 2022, there were approximately 64 million people enrolled in Medicare health care insurance in the United States. Twenty six million of them were enrolled in a Medicare Advantage plan.  Medicare Advantage isn’t a substitute for Original Medicare insurance, but rather an alternative way for eligible beneficiaries to get their Medicare coverage. Medicare Advantage – or Medicare Part C – plans are sold by Medicare-approved private insurance companies that work with the federal Medicare program. Medicare pays the provider a certain amount of money…

Your teeth play an integral role in your overall health. The condition of your teeth can ultimately determine what foods you’re able to eat. This can affect your nutritional intake, mental health, and overall wellness.  Healthy teeth can improve your quality of life.  Unfortunately, whether due to age, wear, oral health concerns or other factors, seniors often find themselves faced with tooth problems like cavities, broken teeth or gum disease. While many of these problems can be corrected, some require the extraction of teeth. When all…

Taking care of your body as you grow older is important, but it’s important to pay attention to our mental health as well. Common mental health concerns that tend to show up with age include depression and anxiety. These conditions can either become chronic or may be situational. If you’re experiencing any changes in your mental health, talk to a medical  professional right away.  Whatever the cause or level of severity, mental health concerns can not only impact your quality of life in what are supposed…

If you’ve missed Medicare’s Open Enrollment Period but you’re still not satisfied with your current Medicare Advantage plan, you may still have an opportunity to make a change. If you qualify to participate in the Medicare Advantage Open Enrollment Period (MA-OEP), you may have questions.  Why choose Medicare Advantage? When you become eligible for Medicare, you can either enroll in Original Medicare Part A and/or Part B, or you can enroll in a Medicare Advantage (MA) plan as an alternative. Medicare Advantage plans are sold by…

Getting older comes with a number of benefits, but for some seniors, it can also mean that you may need to ask for a little extra help from time to time. Older Americans are perfectly capable of living fulfilling lives, but medical concerns and the effects of age on the body can make it difficult to handle everyday tasks or seek medical care when needed. Assisted living facilities provide solutions to these challenges. Many retirees find that moving into an assisted living community is a…

Oral surgery doesn’t always involve dental procedures. Your mouth contains a number of complex tissues and connections that allow you to breathe, speak, eat and communicate non-verbally. The tissue inside of your mouth is also delicate in many ways as your gums, tongue, windpipe and top and bottom of the inside of your mouth are all susceptible to injury and disease. For many seniors, treating injuries and illnesses inside the mouth can be handled by a dentist or family physician. In more severe cases of…

Cataracts are a common vision concern for seniors. Cataracts tend to begin developing in the late stages of middle age. By the time someone has reached retirement age and is eligible for Medicare benefits, the odds of developing cataracts rise dramatically. The cause of cataract development is the breakdown of proteins in the eye. As this breakdown occurs, the lens of the eyeball begins to develop a cloudy film that can obscure vision. Someone suffering from cataracts may not notice any changes in vision at…

A massage is considered to be both a relaxing way to relieve stress, but they aren’t just for spa days. Massages can also be used as a part of treatments to reduce muscle pains after a strain, injury, or other medical condition. If your doctor suggests that a massage will help reduce pain or improve a condition, you may be concerned about the costs. If you’re signed up for Medicare, will massages be covered?  The health benefits of massage therapy Many proponents of massage therapy…