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Unless you already qualified due to a long-term disability, turning 65 means that you qualified for Medicare. You may have received your Medicare ID card in the mail a few months before you even celebrated your birthday. If Medicare is new to you, you should consider your options during your Initial Enrollment Period. Let’s go through some Medicare enrollment information so can choose the Medicare plan that’s right for you. Initial Enrollment Period Your Initial Enrollment Period is a 7-month period that begins three months…

Every year during the Medicare Open Enrollment Period from October 15th to December 7th, Medicare beneficiaries can change their Medicare coverage to better fit their health care and budget needs.  Enrollees can switch from Medicare Advantage to Original Medicare or vice versa, choose a different Medicare Advantage plan, or they can switch, add, or drop Part D prescription drug coverage. Unless you qualify for an Extra Help program or qualify for a Special Enrollment Period, OEP may be the only time you can change your…

If it’s fall, it’s the time of the year when Medicare beneficiaries review their current coverage and compare it to other available Medicare benefits plans. The Centers for Medicare & Medicaid Services (CMS) gives all Medicare enrollees the opportunity to make changes to their coverage during the Open Enrollment Period that takes place every year from October 15th to December 7th.  During Open Enrollment you can: Switch from Original Medicare to a Medicare Advantage plan Switch from Medicare Advantage back to Original Medicare Parts A…

Fall is the time of the year when CMS announces its adjustments to Medicare insurance costs and coverage for the upcoming year. Medicare beneficiaries have a month or so to review these changes, compare available plans, and make decisions about what’s best for their health care needs and budgets.  Then, during the Open Enrollment Period from October 15th to December 7th, beneficiaries can switch Medicare insurance plans based on cost and coverage differences that CMS and private insurance companies are making in the upcoming year. …