Getting the flu shot will help protect you from acquiring influenza. Influenza is an infection that affects the respiratory system. Flu symptoms include things such as high fevers, coughing, sore throat, chills, muscle aches, lethargy, or headaches. People who are at high risk for more severe complications include the elderly, as well as those with complex, chronic, medical conditions, pregnant women, infants, weakened immune systems, or those that have a high BMI.
The influenza vaccine can be administered in a couple of different ways. It can be given by way of injection or through a nasal spray. The Centers for Disease Control and Prevention recommends getting the vaccine in the fall by the end of October. It is recommended that those in the high-risk categories mentioned get one each year.
How does Medicare cover the flu shot?
The flu shot is covered under Medicare Parts B and C. Medicare Part A is what covers stays in hospitals and skilled nursing facilities. It also covers hospice and some home health services. Medicare Part A is usually premium-free to those who have paid Medicare taxes while working. for at least ten years. Part A does not cover the flu shot.
Medicare Part B is medical insurance that covers outpatient procedures, doctor visits, durable medical equipment, and some preventive services. With Medicare Part B, the flu shot is covered. You are allowed to get one flu shot per season and possibly a second if medically necessary. The vaccines must be approved by the F.D.A. However, the inhaled version of the flu vaccine is not covered.
Medicare Advantage plans (Part C) combine Medicare Part A and Part B, and also cover the flu shot. Part D does not cover the flu shot. Medicare Part D will cover medications to treat influenza symptoms.
If you have Medicare Parts B or C, it is worthwhile to get the flu shot, as there will be no financial cost to you. Those that have coverage will be allowed one free flu shot a season. It may prevent you from getting quite ill or worse. Being over the age of 65, plus any underlying medical conditions can compromise your health. Why not protect yourself and consider getting your flu shot?